Our Loan Specialties
Down Payment assistance
VA Loan Services
Federal Housing Administration (FHA) Loans
Jumbo Loan Services
Ready to Adjust Your Mortgage Rate?
We help with a variety of refinances, have a look!
Rate and Term Refinance
Special Purpose Refinance
If You Want to Buy Your Business Partner’s 50 Percent Ownership
If you have recently been legally given property due to inheritance or marriage dissolution, the 12-month ownership restriction may be waived. Have a clear idea of your financial objectives, and talk to us about your refinance options.
What to Expect Inside the Loan Process
Conversation. The first step, having a conversation, is critical and sets the tone for your home buying process. Your loan officer will talk to you about your short and long-term financial goals so that they can create a financing strategy that is right for you and your family.
Application. The purpose of an application is to collect as much information as possible so that your loan officer can assess all of the available loan programs.
Pre-qualification. At this point, your loan officer will tell you how many homes you can afford and how much money you’ll need.
Documents. This is where your assistance is required! We can expedite the underwriting process by submitting your income and asset paperwork in advance.
Appraisal. Once you’ve found a home and the seller has accepted your offer, we’ll order an appraisal and start the process of underwriting your loan.
Final approval. The underwriter examines the appraisal, your income, and asset documentation to ensure that you meet all of the requirements for final approval.
Closing day! Our in-house closing department collaborates with the attorney to put the final documentation together. Everything we’ve done to get here promises a pleasant and engaging experience. We want you to savor this particular moment of receiving the keys to your new home!
The Best Way to Save for Your House
Purchasing a home necessitates a significant upfront expenditure, often made up of personal savings amassed over many years. And that’s only a tiny portion of the overall mortgage fees you’ll face in the years ahead. Some strategies that will help you save up for your home.